嗔秤戻幣哉膵云利匈嬉蝕湊蛸賜塋床四衲萩晦編報炎嘔囚^泡仟 ̄云利匈
及眉窮徨慕 卦指云慕朕村 紗秘慕禰 厘議慕尺 厘議慕禰 TXT畠云和墮 〆辺茄欺厘議箝誓匂〇

源慰慰,博慰慰(哂猟井)-及28何蛍

酔楯荷恬: 梓囚徒貧圭鮗 ○ 賜 ★ 辛酔堀貧和鍬匈 梓囚徒貧議 Enter 囚辛指欺云慕朕村匈 梓囚徒貧圭鮗 ● 辛指欺云匈競何! 泌惚云慕短嗤堋響頼誅卒亮茂俊彭堋響辛聞喘貧圭 "辺茄欺厘議箝誓匂" 孔嬬 才 "紗秘慕禰" 孔嬬

t to choose from察so the shopping was kind of fun。 Finally察we found a 3 bedroom 2 bath home in a prime neighborhood。 The owner had been downsized and needed to sell that day because he and his family were moving to California where another job waited。
He wanted 102000察but we offered only 79000。 He took it immediately。 The home had on it what is called a non´qualifying loan察which means even a bum without a job could buy it without a banker's approval。 The owner owed 72000 so all my friend had to e up with was 7000察the difference in price between what was owed and what it sold for。 As soon as the owner moved察my friend put the house up for rent。 After all expenses were paid察including the mortgage察he put about 125 in his pocket each month。

His plan was to keep the house for 12 years and let the mortgage get paid down faster察by applying the extra 125 to the principle each month。 We figured that in 12 years察a large portion of the mortgage would be paid off and he could possibly be clearing 800 a month by the time his first child went to college。 He could also sell the house if it had appreciated in value。
In 1994察the real estate market suddenly changed in Phoenix and he was offered 156000 for the same house by the tenant who lived in it and loved it。 Again察he asked me what I thought察and I naturally said sell察on a 1031 tax´deferred exchange。
Suddenly察he had nearly 80000 to operate with。 I called another friend in Austin察Texas who then moved this tax deferred money into a mini´storage facility。 Within three months察he began receiving checks for a little less than a 1000 a month in ine which he then poured back into the college mutual fund that was now building much faster。 In 1996察the mini´warehouse sold and he received a check for nearly 330000 as proceeds from the sale which was again rolled into a new project that would now throw off over 3000 a month in ine察again察going into the college mutual fund。 He is now very confident that his goal of 400000 will be met easily察and it only took 7000 to start and a little financial intelligence。 His children will be able to afford the education that they want and he will then use the underlying asset察wrapped in his C Corporation察to pay for his retirement。   As a result of this successful investment strategy he will be able to retire early。
Thank you for reading this book。 I hope it has provided some insights into utilizing the power of money to work for you。 Today察we need greater financial intelligence to simply survive。 The idea that it takes money to make money is the thinking of financially unsophisticated people。 It does not mean that they're not intelligent。 They have simply not learned the science of making money。
Money is only an idea。  If you want more money simply change your thinking。 Every self´made person started small with an idea察then turned it into something big。 The same applies with investing。 It takes only a few dollars to start and grow it into something big。 I meet so many people who spend their lives chasing the big deal察or trying to mass a lot of money to get into a big deal察but to me that is foolish。 Too often I have seen unsophisticated investors put their large nest egg into one deal and lose most of it rapidly。 They may have been good workers but they were not good investors。
Education and wisdom about money are important。  Start early。 Buy a book。 Go to a seminar。 Practice。  Start small。  I turned 5000 cash into a 1 million dollar asset producing 5000 a month cash flow in less than six years。 But I started learning as a kid。 I encourage you to learn because it's not that hard。 In fact察it's kind of easy once you get the hang of it。
I think I have made my message clear。 It's what is in your head that determines what is in your hands。 Money is only an idea。 There is a great book called Think and Grow Rich。 The title is not Work Hard and Grow Rich。 Learn to have money work hard for you and your life will be easier and happier。 Today察don't play it safe察play it smart。
 
Take Action

Many of you were given two great gifts此your mind and your time。 It is up to you to do what you please with both。 With each dollar bill that enters your hand察you and only you have the power to determine your destiny。 Spend it foolishly察you choose to be poor。  Spend it on liabilities察you join the middle class。 Invest it in your mind and learn how to acquire assets and you will be choosing wealth as your goal and your future。 The choice is yours and only yours。  Every day with every dollar察you decide to be rich察poor or middle class。
Choose to share this knowledge with your children察and you choose to prepare them for the world that awaits。 No one else will。
You and your children's future will be determined by choices you make today察not tomorrow。
We wish you great wealth and much happiness with this fabulous gift called life。

Robert Kiyosaki察Sharon Lechter
 

About the Authors´Robert T。 Kiyosaki

;The main reason people struggle financially is because they spent years in school but learned nothing about money。 The result is察people learn to work for money。。。 but never learn to have money work for them。; says Robert。
Born and raised in Hawaii察Robert is fourth´generation Japanese American。 He es from a prominent family of educators。 His father was the head of education for the State of Hawaii。 ;After high school察Robert was educated in New York and upon graduation察he joined the U。 S。 Marine Corps and went to Vietnam as an officer and a helicopter gunship pilot。
Returning from the war察Robert's business career began。 In 1977 he founded a pany that brought to the market the first nylon and Velcro ;surfer; wallets察which grew into a multi´million dollar worldwide product。 He and his products were featured in Runner's agazine察Newsweek察and even Playboy。
Leaving the business world察he co´founded in 1985察an international education pany that operated in seven countries察teaching business and investing to tens of thousands of graduates。
Retiring at age 47察Robert does what he enjoys most。。。 investing。 Concerned about the growing gap between the haves and have nots察Robert created the board game CASHFLOW察which teaches the game of money察here before only known by the rich。
Although Robert's business is real estate and developing small cap panies察his true love and passion is teaching。 He has shared the speaking stage with such greats as Og Mandino察Zig Ziglar察and Anthony Robbins。 Robert Kiyosaki's message is clear。  ;Take responsibility for your finances or take orders all your life。 You're either a master of money or a slave to it。; Robert holds classes that last from 1 hour to 3 days teaching people about the secrets of the rich。 Although his subjects run from investing for high returns and low risk察to teaching your children to be rich察to starting panies and selling them察he has one solid earth shaking message。 And that message is察Awaken The Financial Genius that lies within you。 Your genius is waiting to e out。
This is what world famous speaker and author Anthony Robbins says about Robert's work。
 
;Robert Kiyosaki's work in education is powerful察profound察and life changing。 I salute his efforts and remend him highly。;
During this time of great economic change察Robert's message is priceless。

About the Authors´Sharon L。 Lechter

Wife and mother of three察CPA察consultant to the toy and publishing industries and business owner察Sharon Lechter has dedicated her professional efforts to the field of education。
She graduated with honors from Florida State University with a degree in accounting。 She joined the ranks of what was then one of the big eight accounting firms察and went on to bee the CFO of a turnaround pany in the puter industry察tax director for a national insurance pany and founder and Associate Publisher of the first regional woman's magazine in Wisconsin察all while maintaining her professional credentials as a CPA。
Her focus quickly changed to education as she watched her own three children grow。 It was a struggle to get them to read。 They would rather watch TV。
So she was delighted to join forces with the inventor of the first electronic ;talking book; and help expand the electronic book industry to a multi´million dollar international market。 Today察she remains a pioneer in developing new technologies to bring the book back into
children's lives。
As her own children grew察she was keenly involved in their education。 She became a vocal activist in the areas of mathematics察puters察reading and writing education。
;Our current educational system has not been able to keep pace with the global and technological changes in the world today。 We must teach our young people the skills察both scholastic and financial察that they will need not only to survive察but to flourish察in the world they face。;
As co´author of Rich Dad Poor Dad and the CASHFLOW Quadrant she now focuses her efforts in helping to create educational tools for anyone interested in bettering their own financial education。

 ´ 返字恵諒 m。
´´
∴q{r q{r散哭高匝       
 u。;qq {         
鯡錵鯡鑢錚 t´´  
     ppppppppppppppp井 幡 拷 圻 恬 宀
                   ‐恫吉郭噬/屁尖 現此勝芯敞欅翦┨蛆宀侭嗤
卦指朕村 貧匯匈 指欺競何 0 0
酔楯荷恬: 梓囚徒貧圭鮗 ○ 賜 ★ 辛酔堀貧和鍬匈 梓囚徒貧議 Enter 囚辛指欺云慕朕村匈 梓囚徒貧圭鮗 ● 辛指欺云匈競何!
梁椣戻幣 梁心弌傍議揖扮窟燕得胎傍竃徭失議心隈才凪万弌誌育断蛍輌臆惨軼僑〃燕慕得珊辛參資誼持蛍才将刮襲潜範寔亟圻幹慕得 瓜寡追葎娼得辛參資誼寄楚署衛、持蛍才将刮襲潜